Saturday, April 23, 2011

7 signs of identity theft

In 2009, 11.1 million adults were victims of identity theft, according to a study conducted by Javelin Strategy and research &. This was an increase of 12% from 2008. One of the biggest problems with identity theft is the cost to consumers both time and money. The study shows that the average fraud victim spent 21 hours and $ 373 trying to clear their names of identity theft.

Early detection is key when it comes to fighting identity theft. Before you know an occurrence of theft, the sooner you can take steps to prevent further damage. Learn to recognize the signs of identity theft, in order to respond quickly.

Calls from debt collectors are often the first sign of identity theft. By the time the debt collectors start calling you, accounts were often opened for several months. If you receive a call, inform the Agency of collection that this debt is not yours. Get a copy of your credit report to see if other accounts have been opened in your name, and place a fraud alert or security freeze on your credit report.

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